What To Expect During Home Appraisal

During the refinancing process, you will need a residential appraiser’s valuation to determine the worth of your home and the mortgage terms available to you. To garner a fair and accurate appraisal, prepare yourself and your home by learning what to expect.

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To explain the home appraisal process in more detail, I invited Thomas R. Kennedy III, vice president at Broad Street Valuations, Inc., an independent nationwide appraisal management company specializing in residential real estate appraisals, to explain how a home appraisal is conducted and what factors are considered during the process. Here.

An unkempt, overgrown yard could influence their appraisal. If you know what to expect, an appraisal becomes a much less intimidating process. It’s a part of every sale, so every homeowner, potential buyer, and real estate professional needs to be familiar with the process.

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At the appraisal, the appraiser will look at the outside of your home, walk through each room of your home, measure things with a tape measure, ask you questions, and take pictures. The appraiser is gathering facts about your home in order to compare your home to comparable, recently-sold properties and decide what your home would sell for if.

 · Back when I bought the house in 2006 I think it was a simple "drive-by" appraisal where the person doing the appraisal never even came into the home. I understand things are more strict these days in light of all that has happened in the industry over the past 6 years. So what should I expect during the appraisal process?

During a real estate appraisal, one of the primary things being taken into consideration is the room count of a house. Hardly any appraisal will ever neglect this. Just as you will expect, the higher the number of rooms in a house, the higher the value it is assigned.

As Yacobucci explains, while the appraisal itself may take 1 to 2 days to complete, the appraisal inspection (which takes place at your property) generally takes anywhere from 30 to 90 minutes, depending on the size and complexity of your home. What will my appraiser DO during the appraisal? They’ll take pictures, measurements, and notes.

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